Virginia Income Tax Calculator

Income Calculator · Virginia · 2026

Virginia Income Tax Calculator

Find your exact take-home pay in Virginia after federal tax, state income tax (5.75% top rate (most mid-range earners pay this rate)), Social Security, and Medicare. Enter your salary and see your monthly and per-paycheck amounts instantly.

How to use this calculator

  1. 1Virginia is pre-selected as your state — the correct state income tax rate (5.75% top rate (most mid-range earners pay this rate)) is applied automatically.
  2. 2Enter your annual gross salary and select your filing status — federal tax is calculated using the full 2026 IRS bracket method.
  3. 3Adjust health insurance and 401(k) contribution to match your actual elections — both reduce your taxable income and affect your real take-home.
  4. 4Your annual, monthly, and biweekly take-home pay — with a full breakdown and chart — appears instantly.

How we calculate Virginia take-home pay

Virginia's 5.75% top rate kicks in at a very low income threshold, meaning most workers pay at or near the top rate. However, Virginia's lack of county-level income taxes (unlike Maryland) makes the effective burden lower than it might appear compared to neighboring states when all local taxes are considered. Virginia is frequently compared to Maryland as an alternative for DC metro workers. Virginia has no county income taxes, making its combined burden lower than Maryland's for most earners. The Northern Virginia tech corridor (Amazon HQ2, government contracting) offers strong salaries with a somewhat lower overall tax burden than DC or Maryland.

Deductions Applied for Virginia Residents

Federal income tax 2026 IRS brackets — effective rate method
Virginia state income tax 5.75% top rate (most mid-range earners pay this rate)
Social Security 6.2% up to $184,500
Medicare 1.45%, no cap
401(k) contribution Pre-tax, up to $24,500 (2026 IRS limit)

What this calculator doesn’t include

This calculator covers W2 employment income only. It does not account for: Many Virginia cities and counties levy local income taxes on top of the state rate — check whether your city has one. It also excludes the Alternative Minimum Tax (AMT), the additional Medicare surtax (0.9% on wages above $200,000), investment or capital gains income, self-employment income, itemized deductions (the standard deduction is applied), or employer-provided benefits such as 401(k) matching and health insurance contributions. Results are estimates for financial planning purposes — consult a qualified tax professional for advice specific to your situation.

$Virginia take-home pay by salary (2026)

Estimates for a single filer using the 2026 standard deduction, no pre-tax deductions. Click any row to jump to the calculator.

Virginia After-Tax Pay for Common Salaries — 2026
Annual SalaryFederal TaxVirginia TaxFICATake-Home Pay
$40,000$2,762 6.9%$2,300 5.8%$3,060 7.6%$31,878 79.7%
$45,000$3,362 7.5%$2,588 5.8%$3,442 7.6%$35,608 79.1%
$50,000$3,962 7.9%$2,875 5.8%$3,825 7.6%$39,338 78.7%
$60,000$5,162 8.6%$3,450 5.8%$4,590 7.6%$46,798 78%
$75,000$8,114 10.8%$4,312 5.8%$5,738 7.6%$56,836 75.8%
$100,000$13,614 13.6%$5,750 5.8%$7,650 7.6%$72,986 73%
$125,000$19,247 15.4%$7,188 5.8%$9,562 7.6%$89,003 71.2%
$150,000$25,247 16.8%$8,625 5.8%$11,475 7.6%$104,653 69.8%
$200,000$37,247 18.6%$11,500 5.8%$14,339 7.2%$136,914 68.5%

* Percentages show each item as a share of gross salary. Take-Home % = effective keep rate after all taxes.

?Virginia salary and tax questions

Virginia's income tax top rate is 5.75%, applying to income over $17,000 for single filers — meaning most working adults pay at or near the top rate. Virginia reaches its top bracket of 5.75% quickly, so most middle and higher income earners pay close to this rate. Virginia has no local income taxes, unlike Maryland (which adds county taxes). The Northern Virginia suburbs of DC are among the highest-income areas in the country.
In Virginia, your take-home pay is reduced by federal income tax, Virginia state income tax (5.75% top rate (most mid-range earners pay this rate)), Social Security (6.2% up to $184,500), and Medicare (1.45%). On a $75,000 salary, most Virginia residents keep approximately 62–67% as take-home pay after all taxes. Contributing to a 401(k) or pre-tax health insurance reduces your taxable income and increases your effective take-home. Use the calculator above to see your exact figure.
As a W2 employee in Virginia, you pay federal income tax based on the 2026 IRS brackets, Virginia state income tax (5.75% top rate (most mid-range earners pay this rate)), Social Security at 6.2% on wages up to $184,500, and Medicare at 1.45% on all wages. Pre-tax deductions like 401(k) contributions (up to $24,500 in 2026) and health insurance premiums reduce your federal and state taxable income.
Virginia's 5.75% top rate kicks in at a very low income threshold, meaning most workers pay at or near the top rate. However, Virginia's lack of county-level income taxes (unlike Maryland) makes the effective burden lower than it might appear compared to neighboring states when all local taxes are considered. Virginia is frequently compared to Maryland as an alternative for DC metro workers. Virginia has no county income taxes, making its combined burden lower than Maryland's for most earners. The Northern Virginia tech corridor (Amazon HQ2, government contracting) offers strong salaries with a somewhat lower overall tax burden than DC or Maryland.
The federal tax calculation uses the full 2026 IRS bracket method — effective rate, not a flat approximation. Virginia state income tax uses a midpoint effective rate based on the 2026 state brackets, which is accurate for planning purposes at typical salary levels. Social Security (6.2% up to $184,500) and Medicare (1.45%) are accurate for 2026. Results are estimates — your actual paycheck may differ based on local taxes, itemized deductions, and W-4 elections. Consult a tax professional for advice specific to your situation.

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Results are estimates for planning purposes only and do not constitute tax or financial advice. Tax rates and rules are subject to change. Updated for the 2026 tax year. Consult a qualified tax professional for advice specific to your situation.
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