Missouri Income Tax Calculator

Income Calculator · Missouri · 2026

Missouri Income Tax Calculator

Find your exact take-home pay in Missouri after federal tax, state income tax (~4.8% effective (mid-range incomes)), Social Security, and Medicare. Enter your salary and see your monthly and per-paycheck amounts instantly.

How to use this calculator

  1. 1Missouri is pre-selected as your state — the correct state income tax rate (~4.8% effective (mid-range incomes)) is applied automatically.
  2. 2Enter your annual gross salary and select your filing status — federal tax is calculated using the full 2026 IRS bracket method.
  3. 3Adjust health insurance and 401(k) contribution to match your actual elections — both reduce your taxable income and affect your real take-home.
  4. 4Your annual, monthly, and biweekly take-home pay — with a full breakdown and chart — appears instantly.

How we calculate Missouri take-home pay

Missouri's declining income tax rate and the affordability of Kansas City and St. Louis make it one of the better value propositions in the Midwest. Kansas City in particular has grown as a tech hub with competitive salaries and costs significantly lower than coastal metros. Missouri's two major metros — Kansas City and St. Louis — both offer urban environments with income taxes lower than most comparable cities and housing costs that are dramatically lower than coastal markets.

Deductions Applied for Missouri Residents

Federal income tax 2026 IRS brackets — effective rate method
Missouri state income tax ~4.8% effective (mid-range incomes)
Social Security 6.2% up to $184,500
Medicare 1.45%, no cap
401(k) contribution Pre-tax, up to $24,500 (2026 IRS limit)

What this calculator doesn’t include

This calculator covers W2 employment income only. It does not account for: Many Missouri cities and counties levy local income taxes on top of the state rate — check whether your city has one. It also excludes the Alternative Minimum Tax (AMT), the additional Medicare surtax (0.9% on wages above $200,000), investment or capital gains income, self-employment income, itemized deductions (the standard deduction is applied), or employer-provided benefits such as 401(k) matching and health insurance contributions. Results are estimates for financial planning purposes — consult a qualified tax professional for advice specific to your situation.

$Missouri take-home pay by salary (2026)

Estimates for a single filer using the 2026 standard deduction, no pre-tax deductions. Click any row to jump to the calculator.

Missouri After-Tax Pay for Common Salaries — 2026
Annual SalaryFederal TaxMissouri TaxFICATake-Home Pay
$40,000$2,762 6.9%$1,920 4.8%$3,060 7.6%$32,258 80.6%
$45,000$3,362 7.5%$2,160 4.8%$3,442 7.6%$36,036 80.1%
$50,000$3,962 7.9%$2,400 4.8%$3,825 7.6%$39,814 79.6%
$60,000$5,162 8.6%$2,880 4.8%$4,590 7.6%$47,368 78.9%
$75,000$8,114 10.8%$3,600 4.8%$5,738 7.6%$57,548 76.7%
$100,000$13,614 13.6%$4,800 4.8%$7,650 7.6%$73,936 73.9%
$125,000$19,247 15.4%$6,000 4.8%$9,562 7.6%$90,190 72.2%
$150,000$25,247 16.8%$7,200 4.8%$11,475 7.6%$106,078 70.7%
$200,000$37,247 18.6%$9,600 4.8%$14,339 7.2%$138,814 69.4%

* Percentages show each item as a share of gross salary. Take-Home % = effective keep rate after all taxes.

?Missouri salary and tax questions

Missouri's top income tax rate is 4.7%, with the rate having been reduced from higher levels in recent years. Missouri has been on a tax-cutting trajectory, reducing its top income tax rate over several years. The state also allows a deduction for federal income taxes paid, which reduces the effective Missouri tax burden. Kansas City and St. Louis both levy local earnings taxes of 1%.
In Missouri, your take-home pay is reduced by federal income tax, Missouri state income tax (~4.8% effective (mid-range incomes)), Social Security (6.2% up to $184,500), and Medicare (1.45%). On a $75,000 salary, most Missouri residents keep approximately 62–67% as take-home pay after all taxes. Contributing to a 401(k) or pre-tax health insurance reduces your taxable income and increases your effective take-home. Use the calculator above to see your exact figure.
As a W2 employee in Missouri, you pay federal income tax based on the 2026 IRS brackets, Missouri state income tax (~4.8% effective (mid-range incomes)), Social Security at 6.2% on wages up to $184,500, and Medicare at 1.45% on all wages. Pre-tax deductions like 401(k) contributions (up to $24,500 in 2026) and health insurance premiums reduce your federal and state taxable income.
Missouri's declining income tax rate and the affordability of Kansas City and St. Louis make it one of the better value propositions in the Midwest. Kansas City in particular has grown as a tech hub with competitive salaries and costs significantly lower than coastal metros. Missouri's two major metros — Kansas City and St. Louis — both offer urban environments with income taxes lower than most comparable cities and housing costs that are dramatically lower than coastal markets.
The federal tax calculation uses the full 2026 IRS bracket method — effective rate, not a flat approximation. Missouri state income tax uses a midpoint effective rate based on the 2026 state brackets, which is accurate for planning purposes at typical salary levels. Social Security (6.2% up to $184,500) and Medicare (1.45%) are accurate for 2026. Results are estimates — your actual paycheck may differ based on local taxes, itemized deductions, and W-4 elections. Consult a tax professional for advice specific to your situation.

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Results are estimates for planning purposes only and do not constitute tax or financial advice. Tax rates and rules are subject to change. Updated for the 2026 tax year. Consult a qualified tax professional for advice specific to your situation.
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