Maryland Income Tax Calculator
Find your exact take-home pay in Maryland after federal tax, state income tax (~5% effective (mid-range incomes)), Social Security, and Medicare. Enter your salary and see your monthly and per-paycheck amounts instantly.
How to use this calculator
- 1Maryland is pre-selected as your state — the correct state income tax rate (~5% effective (mid-range incomes)) is applied automatically.
- 2Enter your annual gross salary and select your filing status — federal tax is calculated using the full 2026 IRS bracket method.
- 3Adjust health insurance and 401(k) contribution to match your actual elections — both reduce your taxable income and affect your real take-home.
- 4Your annual, monthly, and biweekly take-home pay — with a full breakdown and chart — appears instantly.
How we calculate Maryland take-home pay
Maryland's combined state and county income tax burden is among the highest in the mid-Atlantic region when county taxes are included. However, Maryland's location in the DC metro area, strong job market, and excellent schools attract high earners who find the overall value proposition compelling despite the tax burden. Many Maryland residents who work in Washington D.C. find that the combined Maryland tax burden is lower than D.C.'s income tax. Virginia (5.75% state, no county tax) is often compared to Maryland as a lower-tax alternative in the DC metro area.
Deductions Applied for Maryland Residents
What this calculator doesn’t include
This calculator estimates take-home pay for W2 wage income only. It excludes self-employment (1099) income, investment and capital gains income, Alternative Minimum Tax (AMT), and the additional Medicare surtax (0.9% on wages above $200,000). Many Maryland cities and counties levy local income taxes on top of the state rate — check whether your city has one. It also assumes the standard deduction rather than itemized deductions and does not include employer-side compensation such as 401(k) matching, HSA/FSA funding, or non-cash benefits. Use the result for planning purposes only, and consult a qualified tax professional for decisions.
Maryland take-home pay by salary (2026)
Estimates for a single filer using the 2026 standard deduction, no pre-tax deductions. Click any row to jump to the calculator.
| Annual Salary | Federal Tax | Maryland Tax | FICA | Take-Home Pay |
|---|---|---|---|---|
| $40,000 | $2,762 6.9% | $2,000 5% | $3,060 7.6% | $32,178 80.4% |
| $45,000 | $3,362 7.5% | $2,250 5% | $3,442 7.6% | $35,946 79.9% |
| $50,000 | $3,962 7.9% | $2,500 5% | $3,825 7.6% | $39,714 79.4% |
| $60,000 | $5,162 8.6% | $3,000 5% | $4,590 7.6% | $47,248 78.7% |
| $75,000 | $8,114 10.8% | $3,750 5% | $5,738 7.6% | $57,398 76.5% |
| $100,000 | $13,614 13.6% | $5,000 5% | $7,650 7.6% | $73,736 73.7% |
| $125,000 | $19,247 15.4% | $6,250 5% | $9,562 7.6% | $89,940 72% |
| $150,000 | $25,247 16.8% | $7,500 5% | $11,475 7.6% | $105,778 70.5% |
| $200,000 | $37,247 18.6% | $10,000 5% | $14,339 7.2% | $138,414 69.2% |
* Percentages show each item as a share of gross salary. Take-Home % = effective keep rate after all taxes.