Maryland Income Tax Calculator
Find your exact take-home pay in Maryland after federal tax, state income tax (~5% effective (mid-range incomes)), Social Security, and Medicare. Enter your salary and see your monthly and per-paycheck amounts instantly.
How to use this calculator
- 1Maryland is pre-selected as your state — the correct state income tax rate (~5% effective (mid-range incomes)) is applied automatically.
- 2Enter your annual gross salary and select your filing status — federal tax is calculated using the full 2026 IRS bracket method.
- 3Adjust health insurance and 401(k) contribution to match your actual elections — both reduce your taxable income and affect your real take-home.
- 4Your annual, monthly, and biweekly take-home pay — with a full breakdown and chart — appears instantly.
How we calculate Maryland take-home pay
Maryland's combined state and county income tax burden is among the highest in the mid-Atlantic region when county taxes are included. However, Maryland's location in the DC metro area, strong job market, and excellent schools attract high earners who find the overall value proposition compelling despite the tax burden. Many Maryland residents who work in Washington D.C. find that the combined Maryland tax burden is lower than D.C.'s income tax. Virginia (5.75% state, no county tax) is often compared to Maryland as a lower-tax alternative in the DC metro area.
Deductions Applied for Maryland Residents
What this calculator doesn’t include
This calculator covers W2 employment income only. It does not account for: Many Maryland cities and counties levy local income taxes on top of the state rate — check whether your city has one. It also excludes the Alternative Minimum Tax (AMT), the additional Medicare surtax (0.9% on wages above $200,000), investment or capital gains income, self-employment income, itemized deductions (the standard deduction is applied), or employer-provided benefits such as 401(k) matching and health insurance contributions. Results are estimates for financial planning purposes — consult a qualified tax professional for advice specific to your situation.
Maryland take-home pay by salary (2026)
Estimates for a single filer using the 2026 standard deduction, no pre-tax deductions. Click any row to jump to the calculator.
| Annual Salary | Federal Tax | Maryland Tax | FICA | Take-Home Pay |
|---|---|---|---|---|
| $40,000 | $2,762 6.9% | $2,000 5% | $3,060 7.6% | $32,178 80.4% |
| $45,000 | $3,362 7.5% | $2,250 5% | $3,442 7.6% | $35,946 79.9% |
| $50,000 | $3,962 7.9% | $2,500 5% | $3,825 7.6% | $39,714 79.4% |
| $60,000 | $5,162 8.6% | $3,000 5% | $4,590 7.6% | $47,248 78.7% |
| $75,000 | $8,114 10.8% | $3,750 5% | $5,738 7.6% | $57,398 76.5% |
| $100,000 | $13,614 13.6% | $5,000 5% | $7,650 7.6% | $73,736 73.7% |
| $125,000 | $19,247 15.4% | $6,250 5% | $9,562 7.6% | $89,940 72% |
| $150,000 | $25,247 16.8% | $7,500 5% | $11,475 7.6% | $105,778 70.5% |
| $200,000 | $37,247 18.6% | $10,000 5% | $14,339 7.2% | $138,414 69.2% |
* Percentages show each item as a share of gross salary. Take-Home % = effective keep rate after all taxes.