Minnesota Income Tax Calculator
Find your exact take-home pay in Minnesota after federal tax, state income tax (~6.80% effective (mid-range incomes)), Social Security, and Medicare. Enter your salary and see your monthly and per-paycheck amounts instantly.
How to use this calculator
- 1Minnesota is pre-selected as your state — the correct state income tax rate (~6.80% effective (mid-range incomes)) is applied automatically.
- 2Enter your annual gross salary and select your filing status — federal tax is calculated using the full 2026 IRS bracket method.
- 3Adjust health insurance and 401(k) contribution to match your actual elections — both reduce your taxable income and affect your real take-home.
- 4Your annual, monthly, and biweekly take-home pay — with a full breakdown and chart — appears instantly.
How we calculate Minnesota take-home pay
Minnesota's income tax is notably higher than most Midwestern states. On a $100,000 salary, Minnesota state tax is approximately $6,800 — compared to $0 in South Dakota or $4,950 in Illinois. The Minneapolis-Saint Paul metro area offers strong salaries in healthcare, finance, and tech. South Dakota, which borders Minnesota and has no income tax, is sometimes considered by Minnesota residents seeking tax relief. However, the difference in economic opportunity and urban amenities between the Twin Cities and South Dakota's metros is significant.
Deductions Applied for Minnesota Residents
What this calculator doesn’t include
This calculator estimates take-home pay for W2 wage income only. It excludes self-employment (1099) income, investment and capital gains income, Alternative Minimum Tax (AMT), and the additional Medicare surtax (0.9% on wages above $200,000). Many Minnesota cities and counties levy local income taxes on top of the state rate — check whether your city has one. It also assumes the standard deduction rather than itemized deductions and does not include employer-side compensation such as 401(k) matching, HSA/FSA funding, or non-cash benefits. Use the result for planning purposes only, and consult a qualified tax professional for decisions.
Minnesota take-home pay by salary (2026)
Estimates for a single filer using the 2026 standard deduction, no pre-tax deductions. Click any row to jump to the calculator.
| Annual Salary | Federal Tax | Minnesota Tax | FICA | Take-Home Pay |
|---|---|---|---|---|
| $40,000 | $2,762 6.9% | $2,720 6.8% | $3,060 7.6% | $31,458 78.6% |
| $45,000 | $3,362 7.5% | $3,060 6.8% | $3,442 7.6% | $35,136 78.1% |
| $50,000 | $3,962 7.9% | $3,400 6.8% | $3,825 7.6% | $38,814 77.6% |
| $60,000 | $5,162 8.6% | $4,080 6.8% | $4,590 7.6% | $46,168 76.9% |
| $75,000 | $8,114 10.8% | $5,100 6.8% | $5,738 7.6% | $56,048 74.7% |
| $100,000 | $13,614 13.6% | $6,800 6.8% | $7,650 7.6% | $71,936 71.9% |
| $125,000 | $19,247 15.4% | $8,500 6.8% | $9,562 7.6% | $87,690 70.2% |
| $150,000 | $25,247 16.8% | $10,200 6.8% | $11,475 7.6% | $103,078 68.7% |
| $200,000 | $37,247 18.6% | $13,600 6.8% | $14,339 7.2% | $134,814 67.4% |
* Percentages show each item as a share of gross salary. Take-Home % = effective keep rate after all taxes.