Income & Tax Calculators

Find out what you actually take home — not just what’s on your offer letter. Every calculator here accounts for federal tax, state tax, Social Security, and Medicare so you’re comparing real numbers, not gross ones.

Salary Salary After Tax Calculator Enter your gross salary and state to see your exact take-home — monthly, biweekly, and annually. Includes 401(k), health insurance, and bonus income.

All 50 States 401(k) Bonus

Use calculator → Hourly Hourly to Salary Calculator Convert any hourly rate to an annual salary and see your real take-home after taxes. Adjusts for part-time hours and weeks worked per year.

All 50 States Part-Time Take-Home

Use calculator → Tax 1099 vs W2 Calculator Compare contractor vs employee take-home side by side. Accounts for self-employment tax, FICA, federal, and state — so you know which offer actually pays more.

Self-Employment Tax Side-by-Side

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Why gross salary is the wrong number to compare

A $90,000 salary in Oregon and a $90,000 salary in Texas are not the same offer. Oregon’s 8.75% state income tax costs you roughly $6,500/year more than Texas’s 0%. Add differences in FICA, 401(k) treatment, and health insurance premiums, and two identical gross salaries can produce take-home pay that differs by $8,000–$12,000 annually.

Every calculator in this category applies the full 2026 tax picture — federal brackets, state rates for all 50 states, Social Security (6.2% up to $184,500), and Medicare (1.45%) — so the number you see is what actually lands in your bank account.

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